Free - No Subscription

Mortgage.
Finally, Crystal Clear.

Enter your loan details and instantly see your monthly payment, total interest, and full amortization schedule. Compare 15 vs. 30 year terms side by side. No signup. No ads. Your data stays on your device.

Mortgage Calculator Clear app
Free
No Hidden Costs
100%
Private & Offline
Full
Amortization Table
23MB
Lightweight

Know every dollar before you sign.

Monthly payments, total interest, amortization schedules, and affordability estimates. All free.

Instant Payment Breakdown

See exactly how much goes to principal, interest, taxes, and insurance every single month. No guessing.

Full Amortization Schedule

View your entire loan month by month. Know your remaining balance at any point over the life of your mortgage.

Compare Loan Terms

See 15-year vs. 30-year side by side. Know exactly how much interest you save with a shorter term.

Completely Private

Your financial data never leaves your device. No accounts, no cloud, no tracking. Period.

Results in Seconds

Enter your numbers and get instant answers. Works offline, no internet required, no loading screens.

Any Currency, Anywhere

Works with dollars, euros, pounds, or any currency. Built for homebuyers worldwide.

Your mortgage, clear in 3 steps.

01

Enter Your Loan Details

Add your home price, down payment, interest rate, and loan term. Takes under 30 seconds.

02

See Your Full Breakdown

Instantly view your monthly payment, total interest, and detailed amortization schedule.

03

Compare and Decide

Adjust the numbers, compare terms, and find the mortgage that fits your budget.

How it works

See it in action.

Clean, focused, and built for one thing: understanding your mortgage.

Mortgage calculator monthly payment breakdown
Full amortization schedule view
Loan term comparison 15 vs 30 year
Principal and interest breakdown chart
Down payment and affordability calculator
Mortgage settings and tax insurance inputs

Built for Every Mortgage Scenario

First-time buyers, refinancers, and real estate pros. One app for every calculation.

First-Time Home Purchase

Enter your target home price and see exactly what your monthly payment will be. Know what you can afford before you start looking.

Refinance Analysis

Compare your current mortgage to a new rate. See how much you save monthly and over the life of the loan.

15 vs. 30 Year Comparison

See exactly how much interest you save with a shorter loan term and whether the higher payment fits your budget.

Down Payment Planning

Adjust your down payment to see how it affects your monthly payment, PMI, and total interest paid.

Extra Payment Impact

See how making extra monthly payments shortens your loan and saves you thousands in interest.

Why Mortgage Calculator Clear?

See how we compare to online calculators and other mortgage apps.

Feature
Mortgage Calculator Clear
Others
Price
Completely free, no limits
Ads, lead capture forms, or subscriptions
Privacy
All data stays on your device
Collects your info to sell to lenders
Speed
Instant offline results
Requires internet, slow load times
Detail
Full amortization schedule included
Monthly payment only, no breakdown
Ease of Use
Clean interface, results in seconds
Cluttered with ads and upsells

Why Homebuyers Love This App

Simple, private, and actually free.

Know Your True Monthly Cost

See principal, interest, taxes, and insurance in one clear breakdown. No surprises at closing.

Save Thousands in Interest

Compare loan terms and see how extra payments save you money over the life of your mortgage.

Total Financial Privacy

Your home price, income, and loan details never leave your phone. No data sold to lenders.

Decide with Confidence

Walk into your lender meeting knowing exactly what you can afford and what to expect.

Common questions.

Everything you need to know about Mortgage Calculator Clear.

Learn More

Master mortgage calculator clear with our comprehensive guides

Know your mortgage before you sign.

Download the free app, enter your loan details, and see your full payment breakdown in under 30 seconds.